Right now, Commissions for a Cause is offered only in these seven U.S. states: Illinois, Indiana, Kansas, Michigan, Nebraska, North Dakota, and Louisiana. We’re actively working on the approvals needed to add more states—and eventually other countries—so stay tuned for updates as we grow.

No, the donation does not increase the price or affect the product in any way. You receive the exact same insurance policies at the same rates as you would from any other agent. The charitable donation comes entirely from the agent’s commission and has no impact on your cost or the policy’s terms.

Donation amounts vary based on the agent’s commission, which is often a significant percentage of your policy’s annual premium. Since 40% of the agent’s commission is donated, the donation can range from around $100 to several thousand dollars, depending on the size of the policy.

The donations come entirely from the agent’s commission—a fee that insurance carriers already pay to agents for their services. Because the donation is a portion of this existing commission, it doesn’t add any extra cost to you.

Agents join CFAC for several reasons:

Desire to Make a Positive Difference: They want to contribute to meaningful causes and align their business with their personal values.

Attracting Purpose-Driven Clients: By supporting charitable causes through their commissions, they attract more clients who value socially responsible services.

Increasing Sales Volume: Participating in CFAC can help agents differentiate themselves in a competitive market, potentially increasing their client base.

Sharing our program can make a significant impact! People in your network might be in the market for life insurance and would appreciate the opportunity to make a difference at no extra cost.

Once your first premium is paid and the agent receives their commission, we’ll notify you within two weeks of the donation amount generated by your policy. The donation is held in escrow for up to three months to ensure there are no chargebacks or cancellations. After that period:

90% of the donation is directed to your selected charity.

10% supports our operations at the Profit for Good Initiative.

You’ll receive updates throughout the process, including confirmation when the donation is made to your chosen cause.

We’d love to connect with you! If you’re an independent life insurance agent interested in making a difference, please email us at brad@profit4good.org. We’ll discuss how CFAC works and explore if it’s a good fit for you.

Absolutely! You can donate directly to these organizations at the following links:

• Profit for Good Initiative

• The Life You Can Save’s Maximum Impact Fund

Yes! We’re seeking:

Marketing Content Creators: Help us spread our message through engaging content.

Outreach Coordinators: Connect with communities and potential partners to expand our impact.

If you’re passionate about our mission and have skills in these areas, please reach out to us at

brad@profit4good.org.

We partner with highly effective charities selected for their proven impact and efficiency. Each cause fund supports organizations that undergo a rigorous evaluation process to ensure maximum impact.

See the Maximize Impact Fund methodology here.

Our team carefully evaluates charities based on:

Effectiveness: Proven track records in making a significant impact.

Transparency: Open reporting on how funds are used.

Alignment: Focus on addressing global challenges like poverty relief and animal welfare.

Our goal is to support charities that excel in creating positive, measurable change.

Yes! We believe in transparency and keep you informed about how your donation is making a difference. You’ll receive updates and reports detailing the impact of your contribution, allowing you to see the tangible outcomes of your support.